I wish USCCA would provide that as well, NRA quite frankly is pretty lame. Well,does nys rule also apply to other ins.? Overall a good intermediate handgun course. - U.S. Eric, I am also a USCCA member and did the same comparison you did with NRA and three others. (verified owner) April 9, 2022. I cannot determine their experience level, which hinders my confidence--but it also led me to increase my USCCA to the highest amount, just in case I must switch attorneys mid-stream. I will be joining USCCA on my next payday. I have live in VA and I use USlawshield/ Texaslawshield. Very supportivehighly recommended. I know I can't be the only one. I chose USCCA last week for all the same reasons you mentioned. I gave up on these incompetent idiots after the third e-mail. Just went through everything and was quite impressed. That could be just about everything, or everything, depending on the situation. Does anyone out there know what the "issue" was that the USCCA had with NY State ?? Policies are complicated and discussing coverage when you don't have a law degree is, even with a disclaimer, not really doing folks a service. I compared the cheapest plans from six companies and like these two best: I just joined, and now that I see that language in the agreement, I may cancel. USCCA is no longer available in Washington State. Coverage for my wife, being in home. 3. The representative with whom I spoke was nice enough but I don't think he really understood the reason I was asking for a copy of the Declaration page but was just reading from a script or canned answers. but mine quit extending also and when I could get it to extend it just didnt write its like it ran out of ink after using it two or three times. Thank you. IF they don't - just delete the email You also get their magazine digitally + paper copy. Notify me of follow-up comments by email. Check out details here. Eric, I am constantly referring people to your website. Leagle I am so sorry to hear that your Survival Kit arrived with a broken compass! The articles on their website and in Concealed Carry magazine are constant and excellent reminders of the huge responsibility everyone who carries a firearm must shoulder. The reasons should be obvious -- crime should not be rewarded. Unfortunate that USCCA does not offer memberships in NRA. The USCCA Self-Defense SHIELD is the only firearms and self-defense liability benefit that is backed and underwritten by an insurance company that is based in the United States of America. Everytime I get ready to buy a policy I read one of these reviews and come to the conclusion that you will just be lucky if it pays off. More importantly however can USAA opt to refuse further legal financial support if one refuses to "Take the Deal" ? CS Reps offered to give me some lawyers in the area to ask this question. I'm a USCCA Platinum member, Went with Texas Law Shield my first year, being from Texas & their plan's not bad. Attorney fees, paid immedially was contacted several times for any acute needs. It has a different player thats a small video and Powerpoint slides. Member-Only Benefits Discounts, special events, and exclusive content is just the beginning Peace of Mind They also have the best actually layman story on the subject that I've seen so far. Good company and great for the different levels of coverage to meet the needs/price point of different people. It was so embarrassing that I just took it off! Large grim workshops survival wallet that is holding it fill a hatchet fish cards slingshot arrow cards the works I was swayed toward the USCCA when I was shopping because of him. This was such a good *write. Theres also more advanced drills done at the range such as the wall drill, bullet hole rill, walk-back drill, and reset drill. But my advice is the same as the Platinum. But given the situation this year, why is there no FAQ on their site that's like 'Yes, the policy is now NY-compliant'? Love the kit. And yesyou still also get the self-defense liability insurance that comes with any USCCA plan. We'll only use the information provided according to our privacy policy. The rest of the "training" they offer really isn't all that good. Sorry to go on like this but you will not believe what you will get for your money. You are protected by a "Bullet Proof 365 day Guarantee". I sent three e-mails, each about a week apart, asking them to fix the problem. 6) multiple carry points Some of the biggest differences were that they have no cap on civil and defense funds, and they will cover you if you have to take a plea. I wonder where US Law Shield fits into this. Used to be that police did not return confiscated weapons until ordered to / released from evidence by the a judge. The kit seems like it is good quality. I like the pen the best. This article really needs to be edited to fix this. Does USCCA no longer offer the Silver plan? TheTrace was founded by seed money that came from Bloomberg, but their reporting in this matter at least was correct. Seems to be built very durable for whatever conditions we may put it through. Assuming you did everything correctly, you will be prosecuted and they will do anything possible to destroy you. Texas Lawyer I worked in LE for 27 years and carried off duty. Today's reality as I understand it. He sacrificed some family time but not so much that he didn't benefit from having one. CS reps said they did not know but sure that someone at USCCA does as this is how the monthly/annual rate is set. (verified owner) December 29, 2020. If they refuse to pay your claim and they are 1,500 miles away with no regulator in your area that you can call on for help, what are you going to do? I do not see me changing ins at all, the magazines are of high quality from the beginning. I double checked the story just now and found multiple sources that all agreed on the details of the case, including TheTrace. Call the Award-Winning Customer Engagement Team at 1-800-674-9779, available 24/7. Early in the USCCA policy there is reference to terms on the Declaration page (for example, the Each Claim Retention Amount) that are not fully explained or defined in the body of the USCCA policy. -- No limit - criminal / No limit - civil for CCW Safe, and US Law Shield, With Level 2 you also get some fun quizzes (that you cant skip). Theres a TON of choices out there for self-defense learning and insurance. Now I'm reading the insurance policy that you link to because in my day job, I teach insurance. Thanks. Today, our community isn't only concealed carry permit holders. Where do I go if I have more questions? The antiseptic wipes that are inside are from Shandong Providence, China. What a waste. Personally, I think this is unfortunate. If a company promises to provide legal defense for a policyholder after a firearm incident and a court later determines the act is criminal, the company may have sold an insurance product that is not in the public interest and that doesnt comply with state law. Read more Brand: USCCA Type: Cleaning Kit The most significant advantage of getting a membership with USCCA is the liability insurance and criminal defense protection covered by the organization. (verified owner) December 28, 2020. My kit did not come with batteries. See copied and paste below from USCCA actual insurance policy: "We have no obligation to provide a defense in connection with the investigation or defense of any criminal charge or criminal proceeding against the insured." I never even considered the NRA plan given that the NRA is very selective as to which gun owners they support vs. those whose rights they consistently remain silent rather than defend. Talk to an attorney about whether shooting someone is an "intentional act" that would not be covered. I decided to go to the max since I reside in CA and own 2 small businesses. Then they end it with some pre-threat indicators since the best thing is avoidanceas well as some home staging. I could buy what I want with the money saved. If the NRA policy says "that's where our obligation ends", I can promise you.THAT is where their obligation will end. I didnt have high hopes for this one but it exceeded my expectations. 100% risk-free with the Bulletproof money-back guarantee! If that is your worry, then it is cheaper to increase the limits on your existing policy. I think they have the best coverage and are the best value in the industry. would you know if a "significant other" would be covered? - Only this company and US Law Shield offer No Limit on both criminal and civil defense. Their member portal is REALLY weak. Next course is a medical one in the same player format that goes over some useful info if youve never taken a med class before. I was forced to defend my family as well as my own derriere. It is a common confusion of Members and prospective customers as they are used to being the "policyholder" for Auto, Home, Renters, Etc. Coverage for the wife is reasonably priced. Reddit thread with MORE good information, although this thread was in part based on TheTrace reporting. Andrea You can upgrade/downgrade as you wish and theres a 365 day money-back guarantee. US Law Shield is the growth from Texas Law Shield (IIRC). Do you carry both? Would come in handy with a life threatening situation. I tend to read a lot, remember some and expect not demand that it fits together when I made a decision. However, you do get some good info that hopefully sticks with you. Every single month, our expert trainers will provide you with drills to incorporate into your own training routines at the range. I'm not associated with them, just a satisfied member. Prepared Americans should have one in their home, car, work, or anywhere else they or their loved ones plan to go. I do like the large strap as I attach it to my headrest in my vehicle and Ive actually had to use it three times. In a self defense shooting, it is a safe assumption that the prosecutor will go after you with an unlimited budget especially to avoid public outcry. That's why the agents of the NRA program wound up agreeing to pay millions in fines. For example, $25,000 reflects a $250,000 bond. Another good series that puts gun owners in hypothetical AND real situationsthen answers their questions. While there is a lot going on behind the scenes, we are still not able to offer USCCA Memberships in New York at this time. Over all a decent product for a one time use. I'm a member for over 8 years and will continue to be a member for years to come. I would suggest that you move to a constitutional carry state, or at least a state where it is easy and inexpensive to get a concealed handgun license. Matt The question here is 'Are we covered wherever we reside? USCCA has a $250,000 payout limit. They told us all that basically if we didnt take advantage of signing up that day that we would be on our own and not offered their deal ever again. Many other benefits. I know enough that anything not spelled out in writing is something you will never see. First up is a class with world-renown Rob Pincus that goes over defensive shooting concepts. Throwing a compass and a rescue mirror in the kit I think is a necessary as most outdoorsy hikers climbers etc. In addition, the underwriters and agents on that program (all big companies) have agreed to pay millions of dollars in penalties. Their second year and beyond price is $95, much lower than CCW Safe price of $179 for ccw-only customers ($145 for ex-military/police). Regardless of who you think you are, if you shoot someone, you are going to need help. For all you need to decide when you chose to pull a gun are you prepared to take a human life. I just bought the Elite package from USCCA. We've seen all too many self-defense scenarios on video which turn into high profile cases. Wish USCCA would sell the kit pictured in December 202 issue of Conceled Carry magazine. Anonymous 44 Markfield Drive Suite E, Charleston, SC 29407 Delta Defense LLC. They are constantly soliciting for memberships and donations so that they can continue the fight and they pull garbage like this. So, it appears, like the NRA coverage, they stop paying for any services once a guilty conviction is arrived at. The United States Concealed Carry Association (USCCA) is one of the most talked-about concealed carry insurances on the market that provides a variety of benefits for gun owners who practice concealed carry. Well researched articles and national exposure, insurance, Eddie Eagle and Jr. programs, etc. Plans either Exclude C&E completely (meaning you pay all C&E out-of-pocket as you go along), or they may Include C&E in with attorney fees UP TO your max limit (which means you have less money for attorney fees), or they may Cover C&E apart from attorney fees which is the best of both worlds. Its a series of front-facing discussion, top-down views, and pictures of important concepts. Not counting what comes with it here is my list wish I could take pictures but here goes nothing (Annual discount of $49) Platinum Membership Cost is $39 monthly or $399 annually. What this means is the USCCA is the first line of funds, and then United Specialty is our back up for the Civil Suits, which is where the hefty monies are needed if a suit occurs. Which is it? Pouch Dimensions: 5.9 in W x 3.5 in D x 7.87 in H. Your email address will not be published. Had a very close friend of mine get into the financial train wreck of having to deal with a self defense situation and he had and will continue to carry USCCA, he stated if it werent for them he would essentially be homeless right now. BUTone thing I almost forgot was their 365 day money back guarantee. Check it out. Why not take a good look at the Armed Citizens Legal Defense Network. What I did instead was buy a SIRT to train with (and guess what?) I emailed them 3x asking them to answer a few Qs before I make my decision to join, and NO ONE EVER GOT BACK TO ME. A whisker biscuit You will receive your New Member Welcome packet in the mail within 15 business days after signing up, which will include your Member card with the 24/7/365 Attorney-Answered Emergency Hotline number on the back. Sorry, that's just my opinion. It is also a great gift! I can barely read the stuff. Trying to either get a THYRM Flashlight Ring or find one that will attach but I dont want to waste money. Electric tape and a couple of (fishing) yoyos It's my first time on this site and I've spent an hour enjoying the great articles. This is top shelf stuff. The password should contain at least 8 characters with at least one number or special character. Four packs of mre toilet paper Save my name, email, and website in this browser for the next time I comment. 2) because of so many weak/cheap items its NOT worth the price My magazine subscription stopped 15 months earlier than what the printed address label on my latest magazine stated. At first it was a great writing pen it was nice to have a tactical pen when in areas or workplace where youre not allowed to carry concealed etc. We are more than 600,000 single moms, military veterans, grandparents, college students If you haven't read the exclusions, and don't want to read them and understand them, then just send me your money for nothing right now and be done with it. Though at that point it might be the least of your worries! Just to understand , you have to bond yourself self out of jail and pay a retainer to an attorney. Select what level shooter you are! The Feb 24 2019 article states you went with CCW Safethis article says you've been with USCCA for quite some time? USCCA reached out after my unsolicited review and saw that Pew Pew Tactical offers a beginner gun course (created for our readers who wanted to get a beginner/refresher course on handgun safety). It was an old plan that is no longer available. - Only company to include spouse and children under 18 when defending themselves inside your house (NRA Carry Guard covers spouse); additional fee for others. Sorry, this kit is a fail. A folded medium stiff piece of plastic would be great for a sucking chest wound. Thank you and keep up the good work. 1000 Freedom Way West Bend, WI 53095 Translations of any materials into languages other than English are intended solely as a convenience to the non-English-reading public and are not legally binding. Eric: Good article. There should be scissors, a better fire tool. Plus there is enough room in it so that weve added some of our own items to it. The best you can do is (along with the NRA) to join the NJARPC. USCCA may indeed have a better plan, but using a site bankrolled by the Bloomberg crowd throws up red flags. I purchased the Handgun Course and it was well worth the money, very grateful for that. They spam the crap out of you. Since you CAN downgrade/upgradeit might be worth it to start with Platinum, watch all the Proving Groundsand then downgrade. The NRA problem ran into serious problems because it was allegedly providing insurance for criminal activities, which is considered against public policy. These journals are free, 12/year going back 10 years: https://armedcitizensnetwork.org/en/our-journal Thank you. (2) Our right and duty to defend ends: Donald R Before diving more into setting up your own personal protection plan with the color codes of awareness and awareness of your surroundings. I do have my wife added, I signed up after hearing about the company during our first visit to Pahrump, NV. (verified owner) December 29, 2020. Claim your FREE Survival Kit bonus ($155 value) + Pelican Vault when you activate your U.S. #7not trying our your defensive ammo in your gun. I rock with USCCA as well. All you really need is an umbrella insurance policy from your insurance agent. Theres quizzes again and also gets randomly complicated. This compact kit comes in a zippered USCCA pouch, and contains 10 lifesaving items. I gotta figure NY and CA are similarly horrid to NJ.. (, We noticed that you have previously logged in with your, Check what do you get by creating an account, Bookmark and compare your favorite firearms, USCCA Review [2023]: What Tier to Get & Free Courses. So for any one who lives in NYS, you no longer have ANY coverage !!! Far as insurance, I would like to hear from someone who needed and used their services. USCCA insurance is head and shoulders above the others including NRA insurance. You have Kevin again learning about the fundamentals of handgunsbut also the caveats that separate a beginner from the more advanced. I have a significant practice as an expert witness regarding insurance coverage disputes. Click below for a FREE LESSON! Assuming it was a good shoot, a regular liability policy should cover the claim. Why do you start new topics with the word, "so?" There are currently three tiers of USCCA membership: Gold Membership: $25/month (annual) or $29/month Platinum Membership: $34/month (annual) or $39/month Elite Membership: $42/month (annual) or $49/month They differ in the amount of education and training content you're able to access on the USCCA website. Thanks so much and no problem on passing this out! I was a Gold Member but I upgraded to Platinum, after reading this article. $25,000 / $250,000 Bail Bonding The policy covers everything (up to policy limits) up to the end of the case (but not including appeals). PLUSyou get access to my Beginner Handgun Course ($67 value) with any tier. https://ccwsafe.com/page/quick-comparison-of-service. I keep asking different instructors and others from USCCA but noone seems to be able to tell me for sure that the NYS DFS situations was rectified, and if so, how? I read a lot. They also get into gun laws and the financial aftermath of what happens in a defensive gun shoot. There is some great training available using non-ballistic weapons and weapons of opportunity. I've read unless you hand them a perfect case, they will not defend you. Since you can upgrade or downgrade I would soak up the infosee if its worth the new stuff each month and then downgrade. Claim your FREE Survival Kit bonus ($155 value) + Pelican Vault when you activate your U.S. When asking about my partner I was told her membership would be covered for a small one time fee per year and I would receive a senior discount off the reg. A few months later I got to thinking about how they screwed me out of the EPL membership, I got mad all over again, I checked my e-mail to see if I got a response from them. (verified owner) December 16, 2020. I currently have the NRA Carry Guard (it renews this month) and I looked over the USCCA policy and information about it and found it had many things I liked that are not in the NRA policy. Not much of an outdoor person but the kit is ok for starters, my question is how do you use the magnesium fire-starter. There is a strong emphasis on the CC part but how do you get if you're at home? I actually picked up USCCA when you published the original article and have never felt bad about my decision. have to furnish these bonds." I think it's the best deal out there, also. This kit has what ya need for non life threatning injuries. Yup, as far as I know it does. Hi Fredd, thanks so much for sharing your story! NRA writes, Be wary of any provider that claims to offer full criminal defense coverage funding up front: not only is this unnecessary, but such policies would be void in the event of a conviction. I had also had a problem with the flashlight and USCCA promptly helped me out with that but that only lasted about three more months and the second flashlight pooped out it also. As such, we have received a notice of inquiry from the state of New Jersey about our membership program. Below are some of the legal protection resources that New Jersey USCCA members will be missing out on during their battle with the state of New Jersey. I wouldn't trust "Thetrace" to tell me where the bathroom was. Im not a registered insurance dude so I cant list them here. gear. I enjoy your articles on handguns and accessories I have a save folder for the ones I want to keep. Please consider editing the article to be more accurate. Love the helpful tips and seemingly endless educational resources. Yes a life was lost, and three were saved. -- initial $25,000* criminal / initial $25,000* civil for Armed Citizens (LDN). Their Proving Ground program contains video scenarios followed by training on how the person going through the scenario could have done a better job and then a next scenario to show how the person improved in a second and even third scenario. Its good to think of it now before something bad happens! Save your money, do some research, and buy quality tools and then become competently trained in how to use them. Anonymous TheTrace might be a suspect source, but their information was vetted and cleared. All Rights Reserved. If you sign up for any USCCA membership youll also get free access to my Beginners Handgun Course which is normally $67. It's shamelessly sales-y and concentrates on perks rather than what matters most if the main point of the conversation is about getting the best CCW insurance coverage. Definitely appreciate the thought I have used it but its a very basic basic first aid kit more than anything, Ginger They dive into all the malfunctions with actual on-the-range footage. 5) plenty of pockets and stretchy nylon straps As well as some advanced stuff like movement and cover. Personalize your experience. I am taking their firearm instructor program training at the end of September. When it does it is very bright. Boom! As always, thanks for the great research and comparative work that you guys do for the rest of us! I even chatted with a rep who confirmed the email address was correct. I'd like a definitive answer to this as well; I used to have a USCCA policy that was ended at the end of June (I got a lot of notifications about the DFS decision), but it looks like it's available again to join from my account. Should that ever happen, last thing I want hanging over my head is the possibility of being sued by my insurance company at their discretion to recover costs. Eventually I guess Ill go buy a tourniquet. If thats the only thing you walk away withyoure still good. If I could give zero stars to the NRA, I would. I'm now in my seventh decade of life. Be the first to see new gear, store promos and more! However, guiding others who trust our judgment in such an important matter as which CCW insurance to get is a huge responsibility (at least to me), so omitting the one detail in the discourse that could make all the difference is a significant fail in my book. Some of them are free and some are repeated ads to purchase more products - if they fit your needs and your budget you will not be disappointed. Type your new password and hit button below to confirm it. Available 24/7? Thoughts? Your article covers the topic perfectly. While the NRA complains that it is about gun rights, it isn't really. Has anyone encountered this issue and been able to work through it with USCCA (or gotten a satisfactory answer as to why you can not see the Declaration page)? Available on YouTube for free. No gun give aways or free crap. -- $50,000 - criminal / $250,000 - civil for both NRA Carry Guard, and USCCA, What size batteries does the flashlight take? I do remember signing up with LS in about '14 or '15. CCW Safe for the best value and a few more features: Meaning you may or may not get the best defense possible. I did a little digging at CCW Safe and it looks to me that they have better coverage than USCCA with their top tier plan as compared to USCCA's top plan.